Posts Tagged ‘disabled’
Tuesday, November 9th, 2010
Having health insurance that you understand can be quite a challenge, but no one is going to turn down this benefit when it’s offered to them, yet that is exactly what is happening when you don’t understand your benefits and use those benefits you deserve.
If you are in that struggle of benefits covered and paid for vs. the payout of money from you to doctors and insurance premiums then you are not alone. At Social Service Coordinators, Inc. they want to break the uncomfortable cycle associated with health care insurance for you by providing direction to ensure every eligible person receives the social program benefits to which she or he is entitled. Social Service Coordinators, Inc, (SSC) is a private social service organization that contracts with Medicare Advantage Organizations to provide free education and assistance to enroll individuals into an array of federal, state and local social programs.
You can now schedule regular appointments with your favorite doctor and get routine check-ups for prescriptions of therapy and know you are in good hands which will allow you to live much longer than those in past years. However with all these doctors’ visit and medication should you need it comes a cost. Wouldn’t it be nice to have someone like (SSC) on your side to make sure all this is paid for under you health care plan?!
SSC aids tens of thousands of older adults and disabled individuals every year through applications for Medicare Savings Programs (MSPs), Extra Help (Low Income Subsidy) and other community assistance programs. However not enough people are getting the benefits they deserve. Rates of enrollment in the MSPs are well below those of other means-tested benefit programs. The Congressional Budget Office estimates that only 33 percent of eligible people are participating in the Qualified Medicare Beneficiary (QMB) program, and that the participation rate in the Specified Low-Income Medicare Beneficiary (SLMB) program is only 13 percent (these figures exclude people who are eligible for full Medicaid benefits). In comparison, participation rates are estimated to be 75 percent in the earned income tax credit, 66 percent to 73 percent for Supplemental Security Income, and 66 percent to 70 percent for Medicaid (as per the National Council on Aging).
At Social Service Coordinators, Inc. they are trying to reach you through phone calls as only 79% of non-enrolled people have ever heard of the Medicare Savings Programs, and those that have heard about these services don’t know how to go about the process of filling out the proper applications. There are also many individuals that are hard to reach due to lack of communication skills or fear of divulging too much information to the wrong person. It’s no wonder potential beneficiaries do not apply and fatigue, headache, and exhaustion set-in, the system seems overwhelming.
It might sound too good however is it not your turn to be taken care of, don’t you deserve after all these years of working to have the benefits you deserve working for you? Well there is an advocate that will navigate you through the health care small print, helping you receive the benefits you are qualified for. All you need to do is call Toll Free #1-888-528-9488, or visit the website at http://www.sscincorporated.com and get started today!
Looking to find the best deal on medicare coverage, then visit www.sscincorporated.com.
Tags: disabled, federal programs, health benefits, health insurance, insurance, local social programs, low income, medicaid, medicare, medicare premium, medicare savings programs, social servicec oordinators, sscincorporated, state programs, working individual Posted in health insurance | No Comments »
Monday, November 1st, 2010
There are many symptoms associated with diabetes, one common one is always needing a drink and having to go to the bathroom allot…seems like a coincidence I know however this disease is not something to leave un-noticed.
Diabetics suffer a lot, as they have no cure, although staying physically active will help to mange blood glucose. Exercise is also known to help but not cure a diabetic as exercise will help keep high blood pressure at bay preventing heart disease, stroke, and other problems. Though insulin, exercise, and a restricted diet help to keep the symptoms under check.
You will want to increase blood circulation through massage and being active also helps to decrease diabetes associated complaints and complications, however the disease is once again still around these actions are taken to make the body stronger so as not to weaken under the stress of this disease, someday there will be a cure.
One big factor to remove from your life is stress. Stress can inflame the disease by causing nervous eating which will not only produce more calories but might have you forgetting to watch the sugar count which you know is not good for a blood glucose count.
You might feel crushed by all the bills this disease has caused to have come rushing into your home, and as patients all over the country will atest to, this is the biggest stress of their lives. On behalf of senior diabetes patients all over let SSC help identify and apply for State Medicare Savings Programs that can help pay their Medicare.
This disease has chosen you for many reason maybe unknown reasons but you must know you can stop stressing today and get your health back in check. Research your options, get your bills paid and enjoy the golden years you so deserve.
Looking to find the best deal on medicare coverage, then visit www.sscincorporated.com to find the best advice on health care coverage, for you.
Tags: diabetes, diabetic, disabled, federal block grant, grant, health insurance, local social programs, low income, low income subsidy, medicare savings programs, out-of-pocket medical expenses, qualified individual, state programs, working individual Posted in health insurance | No Comments »
Friday, October 29th, 2010
Long hours at work, raising the children, attending social functions in the area, serving in the local church-these are things you have attended to all of your life.
Yes, you have worked hard with sometimes little to no benefits for different companies and now you find you are in your senior years. The demands of a job or raising the children might be different yet you still have to deal with the fact that you need to visit the doctor and this costs money. You can’t let your health go now.
It feels like they make the laws so it does not make it easy to understand what benefits you have coming to you once you retire or reach that magical age of being a senior. Medicare should be working hard for you at this point in your life, but do you know all the benefits you can enjoy?
Anxiety is a very different disease, in that you can stop it and if you don’t it can diminish ones’ health quite quickly, and studies have shown that more anxiety comes from trying to figure out what your benefits are and what health plans will pay your bills and getting into undo dept than most other stressors.
Anxiety can be shown through physical signs such as pulling their hair out, sleepless nights, rambling to ones’ self, even heavy breathing- one might say your heart feels like it’s going to burst.
Please do not let anxiety take the fun out of your golden years, let friends and family know now that you need help paying your medical bills, and take anxiety out of your life completely.
You would be surprised how family and or friends will step in to help, if it is a matter of trust then go to a professional, either way start today getting some help. There are many programs out there that can help you get organized so you can use these benefits and not get into medical debt.
You have worked hard all these years, you deserve to be anxiety free with a zealous success of health living from here on out!
Learn more about www.sscincorporated.com,and start getting your health bills paid today!
Tags: diabetes, diabetic, disabled, federal block grant, grant, health insurance, local social programs, low income, low income subsidy, medicare savings programs, out-of-pocket medical expenses, qualified individual, state programs, working individual Posted in health insurance | No Comments »
Monday, July 5th, 2010
One big problem that many senior citizens have is finding affordable dental care. Medicare, the health plan for seniors and disabled Americans, does not have a lot of dental benefits. Since this is such an important issue to make sure our seniors are healthy and happy, we need to explore it.
Most coverage under the federal plan will only serve those who need dental care because of an illness or injury. It will not cover normal and routine services like x-rays, cleanings, and crowns. These are not part of original Medicare at all.
I do think this is alarming. It really is not just a problem for American senior citizens either. About one hundred million Americans lack a dental plan. Seniors and disabled people, who get Medicare benefits, are only a fraction of the number.
Now some Medicare Advantage (MA) plans do have limited dental benefits. Other supplemental insurance or retirement plans may help others. Individuals will have to check with their own plans to see what coverage they have.
You can always consult the Medicare website. It is a great resource for comparing benefits from the original plan, plus supplements and other types of coverage. You can also contact your private insurer for answers. You should be able to find out what sort of dental benefits you have, or sadly, do not have.
If you lack dental benefits, you have some options. Some private dental insurance companies sell plans to older people. There are also dental discount plans which can help you cut costs. You may also find some foundations or community based dental services for the elderly. You should know that insurance plans still may have waiting periods, copays and deductibles. You will have to pay a premium, and may still have uncovered expenses with that. A dental discount plan can help you save money, but you must understand that it is not the same as denta insurance. If you can find some low cost clinics for Medicare beneficiaries, they can really help you save money.
Visit us to learn more about Low Cost Dental Discount Plans ? Also visit us to compare medicare insurance quotes .
Tags: dental care, disabled, disabled dental, elderly dental, health care, health insurance, medicare, medicare dental, medicare supplements, senior citizens, senior dental Posted in health insurance | No Comments »
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