It is very essential that people who visit a foreign country take up a visitor health insurance. Medical costs are very high at countries such as the United States and bills can mount up to thousands of dollars even for a simple injury or illness. Purchasing a visitor health insurance policy such as Patriot America Medical insurance is recommended.
All U.S citizens who desire to travel outside their home country are covered under the Patriot International Insurance. This plan can be purchased for a minimum time frame of 5 days to a maximum time frame of 2 years.
Patriot America Insurance is another visitor health insurance plan that provides coverage to non-U.S citizens who plan on traveling to other countries. The minimum coverage offered by this plan, is for a period of 5 days and the maximum coverage offered is for a period of 2 years. Both the mentioned plans comprise the Patriot Travel Insurance Plan.
This Insurance offers benefits up to a maximum limit of $100,000 for non-U.S citizens and up to a maximum limit of $200,000 for U.S citizens. The visitors insurance plan can be renewed too, but needs to purchased for a minimum period of 3 months and can be extended up to a maximum time frame of 2 years.
The plan offers a wide range of benefits for aspects such as - prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), dental injury (up to policy maximum) and sudden dental pain(up to $100).
Even the factors of accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days, emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage(up to $250) are included in this plan.
U.S citizens can also access other benefits such as emergency medical evacuation for pre-existing conditions (up to $25,000), indemnity (up to $100) and sudden recurrence of a medical condition (up to $15,000).
The process to purchase visitor insurance like Patriot Travel insurance is very simple as all the forms are available online. The insured can seek treatment from any preferred doctor and can also avail First Health Network to help reduce costs.
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