Patriot America Insurance is designed for those non-US citizens who are planning to travel outside their native land. It is a comprehensive visitor health insurance that is highly suitable for covering your relatives visiting the US.
The visitor insurance plan has been underwritten by a reputed and established organization named Sirius International and has also received excellent ratings from the AM Best Company as it is cost-effective and covers a wide range of benefits.
Individuals can buy Patriot America visitors insurance from a minimum of 5 days up to almost 2 years. Purchasing can be done online or through mail or fax sent to the insurance agent from whom you would want to buy the insurance policy.
For people who have purchased online, a reminder notice for renewal would be sent two weeks before the date of expiry of the Patriot America visitor health insurance plan. However, the insured should have bought the policy for a minimum period of at least 3 months to avail this facility
Many visitor insurance policies are renewable. Renewals of the Patriot America policy can be done on a monthly basis or on a daily incremental basis. If the renewal is applied for less than a month, you can only renew online and a processing fee is charged. In case of renewals for more than a month, a paper application form can be submitted.
Visitors health insurance plan offer the convenience of wide network of tie-ups with clinics, physicians and hospitals. This is called PPO network and the insured gets the best benefit if medical assistance is availed from within this network.
There are a wide range of benefits offered by the patriot America insurance plan. Some of them include emergency medical care incurred (hospitalization, surgeries, in-patient or out-patient admission and local ambulance services.
Patriot America visitor insurance policy allows full refund of payment if the cancellation request is submitted by the individual before the effective start date of the plan. If the request is submitted after the effective start date, the remaining amount of full monthly premiums is reimbursed provided the insured has not filed any claims under this visitor health insurance plan so far. A nominal processing fee is charged to complete the reimbursement process
Ray Sondeo often writes about Visitor insurance.
Tags: health, health insurance, insurance travel medical insurance, international visitor health insurance, international visitor insurance, medical insurance, travel, travel insurance, visitor assistance, visitor health insurance, visitors insurance, visitors medical insurance